Credit Snitch

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About Us Welcome to Credit Snitch

Empowering Real Estate Professionals and Consumers Through Financial Literacy

At Credit Snitch LLC, we bridge the gap between real estate professionals and consumers, creating opportunities for success on both sides. As certified financial literacy educators, we are committed to transforming lives by teaching the principles of credit and financial wellness. With over $27 million in unqualified buyers converted into successful homeowners, we empower clients to meet lender requirements and support brokers in closing more deals.

Five Factors That Affect Your Credit Score

35% of your score

Payment History

Pay your bills on time - it’s the *most important* part of your credit score. Missing one payment will lower your score up to 120 points for up to 7 years.

30% of your score

Credit Utilization

Try to only use 30% of your available credit. For example, if you have the two credit cards with a $10,000 total limit, try to keep your balances to $3,000 or lower.

15% of your score

Credit History

Keep your credit cards open even if you aren’t using them anymore - closing accounts will shorten your credit history, which will lower your credit score.

10% of your score

Credit Mix

Try to keep a good “mix” of different types of credit: credit cards, student loands, auto loans, and a morgage all count toward having a good credit mix.

10% of your score

New Credit

Try not to open a bunch of new credit cards at once - they result in hard inquiries, which lower your score, and they make you look like a credit card risk.

Learn More

Angelique Soto

Founder & CEO, Credit Expert

asoto(at)creditsnitch(dotted)com

Robin Santiago

Director of Accounts Payable & Receivables, New York Office

rsantiago(at)creditsnitch(dotted)com

Jenette Ramos

Account Executive, Credit Snitch Latino, Orlando, FL Office

jramos(at)creditsnitch(dotted)com

David Torres

Executive Assistant and Operations

David(at)creditsnitch(dotted)com

Meet The Team

Dedication. Expertise. Passion.

It's time to take control of your credit and turn the tables in your favor. Experience the power of our expert team as we guide you towards qualifying for the home of your dreams, that dream car you've always wanted, and so much more. We are thrilled to share our extensive knowledge with you, empowering you to become a thought leader within your household. At our core, we believe that financial literacy is a fundamental human right, and we refuse to let credit worthiness limit your ability to create the life you've always envisioned. Allow us to empower you through financial literacy.

Credit Snitch Who We Are

Our Mindset – To Change Lives and Increase Pipelines

Angelique Soto, Founder and CEO, is a proud real estate warm lead generator and the innovator behind The Unqualified Buyers Pipeline. Our team is in service to guide a meaningful change in the world.

Our Mission - To Empower Individuals and Families by Providing Transformative Education and Personalized Support

Angelique Soto, Founder and CEO, is a proud real estate warm lead generator and the innovator behind The Unqualified Buyers Pipeline. Our team is in service to guide a meaningful change in the world.

Our Vision - To Be the Leading Catalyst for Financial Transformation and Homeownership

Angelique Soto, Founder and CEO, is a proud real estate warm lead generator and the innovator behind The Unqualified Buyers Pipeline. Our team is in service to guide a meaningful change in the world.

Who We Have Worked With

Angelique at Credit Snitch has been an absolute game-changer for our team! As a Realtor, working with her has been incredible—she's guided me step by step in creating systems to filter my credit-challenged clients and offer them real solutions to move from unqualified to qualified. Her organization, expertise, and deep knowledge in this area have been powerful assets to our business. Angelique is a trusted partner and an invaluable resource, and I can't recommend her enough!

Rebecca & Josue Soto EXP/ Soto Legacy Group

Angelique is not just an expert in credit repair; she is a true advocate who deeply cares about each client's unique journey. With a wealth of personal experience navigating complex financial systems, she understands the challenge that is financial freedom and is dedicated to making the seemingly impossible task of credit restoration attainable. Angelique’s unwavering commitment to both personal and professional growth ensures every client receives the support, guidance, and empowerment needed to reach their financial goals.

Winston Christie Regional President, South Florida. Century 21 BE3

Turning Challenges into Success Stories

Credit Snitch has transformed the way I approach unqualified leads. Instead of turning clients away, I can confidently refer them to Angélique and her team, knowing they’ll receive expert care and education. The monthly updates ensure I always know where my clients stand, which has helped me stay connected and build trust. Seeing my clients’ credit transform and watching them move into their new homes has been incredibly rewarding. Credit Snitch isn’t just a partner—they’re a vital part of my business success!

Mark R. Fort Lauderdale, FL Century 21 BE3

Credit Snitch CEO Angélique Soto’s story is truly inspiring! Her passion for empowering unqualified buyers is evident in every aspect of her work. We are thrilled to have her support on our team, as she brings innovative solutions to an underserved market. Angélique’s dedication to minimizing financial disparity and creating opportunities for first-time homeowners is unmatched. Her impact is not just professional; it’s transformative!

Tony Oakley Senior Sales Manager - Broward County COMPASS

Converted $900,000 of unqualified business within 60 days of service

Credit Snitch is magical.

Manuela Leon EXP Fig Team

Testimonials What our Clients are Saying

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Our Partner Get A Secure Report With Smartcredit®

The fastest way to add points and get approved

Get a 7-day trial for $1.99 to see all 3 credit reports

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Why Smartcredit®

Don't Share Your Social Security
Keep your private information safe.
Third Party Security App
Smartcredit is secure. We only see your report.
Score Tools
Score Tracker to see results throughout the journey.
Money Manager
Budgeting tool
ID Theft Alerts & Privacy
Stop theft and get more online privacy
$1 Million Fraud Insurance*
Covers your whole family that lives in the household

Check Our Credit Snitch Guide

Your trusted certified financial literacy educator. Over 27M converted unqualified business. Century 21, COMPASS, EXP.

Curious how your credit score can benefit your future? Learn the principles of credit and how it can help you achieve financial success.

Experience the power of our expert team as we guide you towards qualifying for the home of your dreams, that dream car you've always wanted, and so much more. Transforming credit scores for homebuying success.

Get The Guide

Fast Track to Business Credit

Struggling to Build Your Business Credit? We’ve Got the Blueprint!

Building your business credit doesn’t have to be complicated. This step-by-step guide reveals the exact process to fast-track your business credit profile, even if your company is brand new!

Inside, You’ll Discover:

A list of verified vendors who approve new businesses.
How to establish credibility quickly and effectively.
Proven strategies to build a solid foundation for business credit success.

Stop guessing and start building. Your business deserves better!

Grab your copy today and take the first step toward financial freedom for your business!

Get The Book

Main Content

About Us Welcome to Credit Snitch

Five Factors That Affect Your Credit Score

Meet The Team

Credit Snitch Who We Are

Who We Have Worked With

Testimonials What our Clients are Saying

Our Partner Get A Secure Report With Smartcredit®

Check Our Credit Snitch Guide

Fast Track to Business Credit

Need More Details? Contact Us